- The lawsuit against Cash App accuses the company of engaging in unfair business practices such as unauthorized account access, fraudulent transactions, and data breaches.
- A $15 million settlement was reached, and eligible Cash App users who can prove that they suffered financial losses due to these issues may file a claim to receive a share of the settlement money.
- The court gave the final green light to the settlement on January 13, 2025, and the distribution of checks should start within 180 days.
The Cash App Settlement Lawsuit is quite the buzz, and a lot of users are asking when the money will be in their hands.
There are two class-action settlements involving Cash App and its parent company, Block, Inc.: a $15 million settlement for a data breach and a $12.5 million settlement for unsolicited text messages in Washington state. The deadline for filing a claim in both cases has already passed, and payments will be made in late 2025 or early 2026.
In this article, we will talk about the following things:
- What is the CashApp settlement lawsuit about?
- Allegations of the lawsuit.
- Eligibility to file the suit.
- Important dates and deadlines of the case.
- The two lawsuits in detail.
Therefore, if these are a few things that you want to know ,keep on reading this blog till the end…
What is the Cash App Lawsuit About?
This lawsuit started because some Cash App users said they were facing unfair treatment. The people who filed the case said that Cash App didn’t do a good job of protecting their information and money.
They also said that Cash App didn’t handle complaints properly when something went wrong.
There are actually three main problems mentioned in the lawsuit:
- In April 2022, Cash App Investing shared that someone got into their system and saw customer information without permission.
- In October 2023, Block (the company behind Cash App) had another security issue and told the public about it.
- Many users said they had money taken out without permission or faced problems when trying to get help from customer service.
Cash App and its parent company, Block, say they didn’t do anything wrong. Still, they agreed to pay money to settle the case and avoid a long court battle.
Let’s take a look at the key points.
Major Allegations in the Lawsuit
The lawsuit claimed that:
- Users’ personal information was not kept safe.
- Money was taken from accounts without approval.
- The company didn’t respond well when users reported problems.
- Cash App gave misleading information or didn’t explain certain charges clearly.
Who Is Eligible to File a Claim?
If you used Cash App or Cash App Investing and were affected by one of the problems listed above, you may be able to file a claim. To be eligible:
- You must have had a Cash App account that was involved in the security issues or unauthorized transactions.
- You should have received a notice or email saying you’re part of the group included in the settlement.
- If you lost money or time because of these problems, you can ask for payment.
Even if you did not lose any money, you might still be able to claim a small amount for the time you spent fixing the issue or worrying about it.
Important Dates of the Cash App Settlement Lawsuit
Here are the key dates you should know:
| What | Deadline | Description |
| Claim Deadline | November 18, 2024 | This is the last day to ask for compensation |
| Opt-Out Deadline | November 18, 2024 | If you don’t want to be part of this settlement, you must say so by this date |
| Objection Deadline | November 18, 2024 | If you don’t like the deal and want to tell the court, do it by this date |
| Final Approval Hearing | January 13, 2025 | This is the day the judge will decide if the settlement is fair. The exact date will be listed on the official settlement website |
$15 Million Data Breach Cash App Settlement Lawsuit
The settlement serves to settle the 2021 data breach incident when the personal and brokerage account information of 8.2 million current and former Cash App users were accessed without permission.
“Under the terms of the settlement, class members can receive up to $2,500 for documented losses related to the data breaches, including credit costs, bank fees, travel expenses and up to three hours of lost time compensated at a rate of $25 per hour,” states Top Class Actions.
- Eligibility: In the case where a user of Cash App had a financial loss such as an unauthorized transaction made on his/her account or if an account was accessed without permission, then from August 23, 2018, to August 20, 2024, such a user is eligible to take part in the Cash App data breach settlement.
- Amount of money: It is possible to get up to $2,500 for any out-of-pocket expenses that can be documented and a maximum of $75 for the time if it was lost because of dealing with the breach.
- Status: The claim filing period ended on the 18th of November, 2024. In 2025 or at the beginning of 2026, the court will decide on the money distribution.
$12.5 Million Unsolicited Text Message Cash App Settlement Lawsuit
This settlement resolves a lawsuit alleging that Block, Inc. sent unrequested “Invite Friends” promotional texts to residents of Washington state without their permission.
“Plaintiff Kimberly Bottoms filed the Cash App spam texts class action settlement motion June 30 in Washington federal court,” according to Top Class Actions.
- Eligibility: Those living in Washington State who got promotional text messages from Cash App that they did not request between November 14, 2019, and August 7, 2025, are eligible. There was no need to be a user of Cash App to qualify.
- Amount of money: The amount is provisionally established at $88 – $147 for each qualifying claimant, but the final figure varies depending on the number of valid claims.
Status: The deadline for claims was on October 27, 2025. The court is expected to give its final approval in December 2025 and the payouts will be in early 2026.
What is the Cash App Settlement Lawsuit Update?
Many people have already filed their claims, but now they are waiting to hear when they will get their money.
As of now, the case is still moving through the court system. The settlement needs to be approved by the judge before anyone gets paid.
Some users are getting updates through email or on the official settlement website. If you’re waiting, make sure you’re checking both regularly. The process takes time because there are thousands (maybe millions) of people involved.
Here’s what else you should know:
What is the Cash App Settlement Lawsuit Payout?
The payout is the money you may receive as part of this settlement. There are three types of payments:
- Out-of-Pocket Losses: If you lost money because of unauthorized withdrawals or had to pay fees, you can get that money back.
- Lost Time: If you spent time trying to fix the issue (like calling customer service, writing emails, etc.), you might get a small payment for your time.
- Transaction Losses: If a wrong transaction happened and it wasn’t fixed, you may be paid for that.
The exact amount each person will receive depends on how many people file claims and how much loss they had. It’s not a fixed amount for everyone.
How Will You Know If You Got Your Money?
You can find out if your payment is coming in a few ways:
- Email Updates: The settlement team may send you an email to let you know your payment is on the way or if they need more info from you.
- Official Settlement Website: You can visit the site listed in your notice or email. Log in with your claim number to see the status.
- Cash App Account: In some cases, your money might go directly to your Cash App balance. So, keep an eye on your account for any new deposits or messages.
- Contact the Settlement Administrator: If you’re confused or haven’t received any update, you can call or email the administrator listed in your notice. They’ll help you understand your claim status.
Is the Cash App Settlement Lawsuit Delayed?
Yes, according to the official settlement website, on 7th November, 2024, the court issued the order to extend certain deadlines. As a result of that, it delayed the entire settlement process.
Different settlement agreements have varied timelines and expiration dates:
1. $15 Million Data Breach Settlement: This settlement aims at unauthorized transactions and data breaches that occurred between August 23, 2018, and August 20, 2024.
- The final approval hearing was moved to January 13, 2025.
- Claimants may see the money as late as 2025 depending on the appeals and administrative processes.
2. $12.5 Million Referral Text Settlement: This settlement is about the filing of the Washington state complaint of unsolicited referral text messages that were sent between November 2019 and August 2025.
- The final court approval is scheduled for December 2025.
- By the beginning of 2026, there will probably be the release of funds, subject to the court’s approval and the absence of any appeals.
Here’s what you can do:
- Double-check your email and the settlement website.
- Make sure you submitted all documents they asked for.
- Be patient—it may take a few months after the court approves the settlement.
If you feel unsure, you can always reach out to the settlement administrator. They’re there to help you through the process.
While delays can be annoying, this system is meant to make sure everyone who deserves compensation gets it fairly.
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